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Major Credit Bureaus

There are over 1000 credit bureaus in the United States. However, most creditors will request your information from one (or all) of the three largest. If you have been denied credit, have a dispute, or just want to know what's in your credit file, you would need to request a credit report from all three major credit bureaus. In addition, you would need to send a letter to all three major credit bureaus to feel certain that you have completely removed any obsolete information that may appear in any credit report a potential creditor may request. Here is the contact information for the three major credit bureaus:

Equifax
P.O. Box 105873
Atlanta, GA. 30348
(800) 685-1111 or (770) 612-3200
For Georgia, Vermont or Massachusetts (800) 548-4548
For Maryland, (800) 233-7654
Web site address: http://www.equifax.com/

Experian (formerly TRW)
P.O. Box 2104
Allen, Texas 75013-2104
(888) 397-3742
Web site address: http://www.experian.com/


Trans Union Corporation
Consumer Disclosure Center
P.O. Box 390
Springfield, PA. 19064-0390
(800) 916-8800
Web site address: http://www.tuc.com/

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